In North Carolina for 2021, there will be five ACA compliant health plans to choose from. They are BCBSNC, Ambetter, Cigna, Bright Health and Oscar. They each have a selected set of counties that they are available in. They are all aligned with very specific networks of care.
Choosing the right plan takes some time. Everyone has different needs. Not all the information is easy to understand at Healthcare.gov. Agents you call at Healthcare.gov know nothing more than what you can see for information. They are not agents in NC. They do not know the nuances of each companies plans and networks. It is easy to choose the wrong plan. Price is not always the best way to buy health insurance. Use costs are very important to consider.
Health insurance agents at Health Plans Carolina are free to use. We are authorized with all the major carriers. We do understand the nuances of the networks. The price is the price whether you enroll yourself or we do it for you. We make sure you stay enrolled. Let us help you make the right decision the first time!